Frequently Asked Questions
Common questions about working with Z Insurance Brokerage and how to get started.
Getting started
Where should I begin?
Start by selecting the type of coverage you are looking for on our Start My Quote page. If you are unsure, choose the General Question option and we will help point you in the right direction.
What types of insurance does Z Insurance Brokerage help with?
We work across health insurance, Medicare, life insurance, disability insurance, long-term care, and group benefits for employers. Visit our Coverage page for details on each area.
What happens after I submit my inquiry?
After you submit an inquiry, we will typically be in touch within one business day. We will reach out by phone or email to learn more about your situation and walk through your options together.
Is there a fee to work with Z Insurance Brokerage?
Working with Z Insurance Brokerage is complimentary. As a licensed broker, we are compensated by the insurance carriers for the plans we help place — at no additional cost to you.
Coverage questions
Can I apply for certain plans online?
Yes. Selected travel, dental, and vision plans can be explored through external carrier websites on our Shop Plans Online page. For health, Medicare, life, disability, LTC, and group benefits, we recommend starting with a personal inquiry.
Do you help with Medicare enrollment?
Yes. We help individuals understand Medicare options, enrollment timelines, and plan differences. Visit our Medicare page to learn more, or submit a Health & Medicare Inquiry to get started.
Do you help employers with group benefits?
Yes. We work with employers of varying sizes to explore group health and ancillary benefit options. Visit our Group Benefits page to learn more, or start a Group Benefits Inquiry.
What areas do you serve?
We are licensed to offer insurance products in 16 states: California, Arizona, Colorado, Connecticut, Idaho, Michigan, Minnesota, New Jersey, New Mexico, Nevada, Oregon, South Carolina, Texas, Virginia, Vermont, and Washington.
Still have questions?
Submit a general question and we will be in touch to help.